Regulatory Information

Last Updated: 7 June 2025

1. Regulatory Status

Maturus Finance GmbH is a registered financial services provider under the supervision of the German Federal Financial Supervisory Authority (BaFin).

Our registration details are as follows:

• Company Name: Maturus Finance GmbH
• Registered Office: Brodschrangen 3 - 5, 20457 Hamburg, Germany
• Commercial Register: HRB 123456 (Amtsgericht Hamburg)
• VAT Identification Number: DE123456789
• BAFin Registration Number: 10121978
• BAFin Authorization Number: 121978

2. Regulatory Scope

Our regulatory authorization covers the following activities:

• Development and distribution of hardware wallets for cryptocurrency storage
• Provision of cryptographic key management solutions
• Financial technology services related to digital assets

It is important to note that our authorization does not cover:

• Custody services for digital assets
• Exchange services for cryptocurrencies
• Payment services as defined under PSD2

3. Product Classification

Our hardware wallets are classified as:

• Class IIa medical devices under EU Medical Device Regulation (where applicable for biometric components)
• CE certified electronic devices
• FCC compliant for radio frequency emissions

Our products comply with the following standards:

• ISO/IEC 27001:2013 for information security management
• ISO 13485:2016 for medical device quality management (where applicable)
• EN 62368-1:2014 for safety of audio/video and ICT equipment

4. Compliance with Financial Regulations

Maturus Finance GmbH adheres to all applicable financial regulations including:

• German Banking Act (Kreditwesengesetz - KWG)
• Anti-Money Laundering Act (Geldwäschegesetz - GwG)
• EU Fifth Anti-Money Laundering Directive (5AMLD)
• General Data Protection Regulation (GDPR)

As a non-custodial wallet provider, we do not:

• Hold customer funds at any time
• Have access to customer private keys
• Perform transactions on behalf of customers

5. International Regulations

Our products are designed to comply with regulations in the following jurisdictions:

• European Union: Compliant with all applicable EU directives and regulations
• United States: FinCEN regulations for money services businesses (as applicable)
• United Kingdom: Financial Conduct Authority regulations
• Switzerland: Financial Market Supervisory Authority (FINMA) regulations

Customers are responsible for ensuring that our products comply with local regulations in their jurisdiction before purchase and use.

6. Risk Disclosures

Cryptocurrency investments involve significant risk. By using our products, you acknowledge that:

• Cryptocurrency values can fluctuate dramatically
• Transactions may be irreversible
• Loss of private keys may result in permanent loss of funds
• Regulatory treatment of cryptocurrencies varies by jurisdiction and may change

7. Contact Information

For any regulatory inquiries, please contact our compliance officer:

• By email: [email protected]
• By mail: Maturus Finance GmbH, Compliance Department, Brodschrangen 3 - 5, 20457 Hamburg, Deutschland
• By phone: +49 40 12345678 (Monday-Friday, 9:00-17:00 CET)